Cannabis Crop and Cultivators Insurance
Medical marijuana crop insurance coverage for small, medium and enterprise-level cultivation operations, including greenhouses and nurseries:
- General Liability Coverage
- Workers Compensation
- Buildings/Equipment/Crops
- Transit/Delivery Coverage
- Theft/Fire/Vandalism
- Wind/Hail/Falling Objects
- Other Standard Perils
- Finished Stock/Marijuana
- Get A Quote Now »
Dispensary, Cooperative, Caregiver & Collective Insurance
MMD Insurance offers a range of insurance options for dispensaries, collectives, cooperatives and caregivers including:
- General Liability Coverage
- Property Insurance
- Commercial Vehicle Coverage
- Workers’ Compensation
- Payroll Services
- Financing Available.
- Get A Quote Now »
Medical Marijuana Professional Liability Coverage
Protects the insured against claims made by clients for potential negligence or failing to adequately perform contracted professional services.
Sometimes referred to as Professional Liability/Errors & Omissions or Professional Indemnity Insurance, this coverage is typically excluded from a general liability or business owners policy.
Provides protection for attorneys and legal professionals working specifically in the medical cannabis industry.
Product Manufacturers and Cannabis Vendors
Cannabis product developers and commercial kitchens face challenges unique to the cannabis industry. From product liability to stock coverages, MMD Insurance understands the intricacies and details of running and insuring a cannabis business.
- Equipment Breakdown
- Stock Spoilage
- Business Property
- Finished Stock, Marijuana Theft and Fire
- In-Transit/Cargo Coverage
- Product Liability Coverage
- Get A Quote Now »
Commercial Auto and Marijuana Delivery
The transport and delivery of medical marijuana stock and related products poses challenges unique to the Cannabis Industry. Don't risk your inventory with inadequate auto coverage. MMD Insurance has designed commercial auto coverages specifically for medical cannabis businesses.
- Limits $15/30 to $1 Million – CSL
- In-Transit/Cargo
- $100-$10,000 Product/Money
- Hired and Non-Owned
- Workers Compensation
- Finished Stock/Marijuana
- Employee Dishonesty
- Get A Quote Now »
State Raids and Legal Defense Insurance
Legal Defense Costs Reimbursement applies to arrest or charges brought against the insured by a Governmental Authority arising from the possession, transportation, cultivation or distribution of medical marijuana or marijuana derivatives and for which the insured pleads not guilty and believes they have a legal right to do so under state and local guidelines. The insurer becomes liable to pay incurred fees no sooner than 60 days after the earliest of the following:
- Insured pleads "not guilty" to all charges
- The charges are dismissed
- Insured is found not guilty of all charges
The maximum limit to liability under the Governmental Action Reimbursement Endorsement is $5,000 per occurrence and $10,000 aggregate.
Medical Marijuana Property and General Liability Insurance
MMD Insurance provides comprehensive insurance coverage options for business operating in the medical cannabis industry. Protect your investments with a business insurance program uniquely designed for your industry and your business needs.
- Cannabis Workers' Compensation
- Equipment Breakdown
- Business Property
- Loss of Income
- Money and Securities
- Employee Dishonesty
- Glass Coverage
- Tenant Improvements
- Computer Equipment
- Get A Quote Now »
News by State
Event Insurance

Risk and Profitability
Statewide Insurance Services understands the unique challenges promoters of
music festivals and large-scale cultural events face. For events to be profitable, costs must be kept down, including the cost of shifting inherent risk. The unpredictability of large gatherings warrants specific insurance coverages and in-depth knowledge of risk management protocols. Statewide Insurance works with premiere event and festival promoters to streamline processes, determine risk and provide affordable and adequate coverage for any event and any eventuality. Festival promoters rely on Statewide Insurance and their special events division to provide competitive rates and exceptional coverage for even the most challenging of events.
Cannabis Events
As the insurance provider for the first-ever "smokable" event, Statewide Insurance Services has the knowledge, expertise and industry experience to provide customized coverages designed to meet the specific needs of the venues, promoters and vested parties involved in many events, including municipalities and vendors. Statewide's innovative insurance programs can fully insure cannabis-related events of any sort – legally and safely.
Statewide Insurance takes an active role in ensuring safe and responsible business practices throughout the cannabis industry.
Cultural and Music Festivals
Statewide has joined with Guerilla Union, a premiere concert and event promoter, as their exclusive insurance provider.
Statewide Insurance Services event specialty division provides custom insurance packages to meet the diverse needs of entertainment industry event promoters.
Statewide Insurance maintains a team of event specialists, with specific industry experience in music festivals and cannabis events. The team at Statewide Insurance is now the exclusive provider of event insurance for Guerilla Union, a national, premiere hip-hop event promoter. Guerilla Union has organized many well-known and memorable events such as Rock the Bells, Smoke Out and the Paid Dues Festivals.
Smokable events and events involving less mainstream activities, like tattoo and piercing conventions and hip-hop festivals, require insights and innovation that Statewide's insurance specialists are well prepared to provide.

