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Cannabis Crop and Cultivators Insurance

Medical marijuana crop insurance coverage for small, medium and enterprise-level cultivation operations, including greenhouses and nurseries:

  • General Liability Coverage
  • Workers Compensation
  • Buildings/Equipment/Crops
  • Transit/Delivery Coverage
  • Theft/Fire/Vandalism
  • Wind/Hail/Falling Objects
  • Other Standard Perils
  • Finished Stock/Marijuana
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Dispensary, Cooperative, Caregiver & Collective Insurance

MMD Insurance offers a range of insurance options for dispensaries, collectives, cooperatives and caregivers including:

  • General Liability Coverage
  • Property Insurance
  • Commercial Vehicle Coverage
  • Workers’ Compensation
  • Payroll Services
  • Financing Available.
  • Get A Quote Now »

Medical Marijuana Professional Liability Coverage

Protects the insured against claims made by clients for potential negligence or failing to adequately perform contracted professional services. Sometimes referred to as Professional Liability/Errors & Omissions or Professional Indemnity Insurance, this coverage is typically excluded from a general liability or business owners policy.

Provides protection for attorneys and legal professionals working specifically in the medical cannabis industry.

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Product Manufacturers and Cannabis Vendors

Cannabis product developers and commercial kitchens face challenges unique to the cannabis industry. From product liability to stock coverages, MMD Insurance understands the intricacies and details of running and insuring a cannabis business.

  • Equipment Breakdown
  • Stock Spoilage
  • Business Property
  • Finished Stock, Marijuana Theft and Fire
  • In-Transit/Cargo Coverage
  • Product Liability Coverage
  • Get A Quote Now »

Commercial Auto and Marijuana Delivery

The transport and delivery of medical marijuana stock and related products poses challenges unique to the Cannabis Industry. Don't risk your inventory with inadequate auto coverage. MMD Insurance has designed commercial auto coverages specifically for medical cannabis businesses.

  • Limits $15/30 to $1 Million – CSL
  • In-Transit/Cargo
  • $100-$10,000 Product/Money
  • Hired and Non-Owned
  • Workers Compensation
  • Finished Stock/Marijuana
  • Employee Dishonesty
  • Get A Quote Now »

State Raids and Legal Defense Insurance

Legal Defense Costs Reimbursement applies to arrest or charges brought against the insured by a Governmental Authority arising from the possession, transportation, cultivation or distribution of medical marijuana or marijuana derivatives and for which the insured pleads not guilty and believes they have a legal right to do so under state and local guidelines. The insurer becomes liable to pay incurred fees no sooner than 60 days after the earliest of the following:

  • Insured pleads "not guilty" to all charges
  • The charges are dismissed
  • Insured is found not guilty of all charges

The maximum limit to liability under the Governmental Action Reimbursement Endorsement is $5,000 per occurrence and $10,000 aggregate.

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Medical Marijuana Property and General Liability Insurance

MMD Insurance provides comprehensive insurance coverage options for business operating in the medical cannabis industry. Protect your investments with a business insurance program uniquely designed for your industry and your business needs.

  • Cannabis Workers' Compensation
  • Equipment Breakdown
  • Business Property
  • Loss of Income
  • Money and Securities
  • Employee Dishonesty
  • Glass Coverage
  • Tenant Improvements
  • Computer Equipment
  • Get A Quote Now »

US IL: Burke: Burke: State Rules on Sites for Pot 'Impossible'

Chicago Sun-Times, 20 Feb 2014 - The city is caught in a Catch-22 when it comes to medical marijuana dispensaries, Ald. Ed Burke (14th) has told state officials in a letter obtained by the Chicago SunTimes. On the one hand, the state has said dispensaries can't be located in residential areas and they have to be 1,000 feet away from a school or day care center.

US MT: PUB LTE: Commendable, Refreshing For Obama To Acknowledge

Missoulian, 19 Feb 2014 - Commendable, refreshing for Obama to acknowledge marijuana propaganda is wrong I strongly disagree with Cherrie Brady, Laura Lee Needham and Susan Smith of Safe Community Safe Kids' (guest column, "Public deserves apology from Obama on marijuana," Feb. 5) disappointing and irresponsible viewpoint of President Obama.

US CT: PUB LTE: Pot Legalization Is All About Freedom of Choice

New Haven Register, 17 Feb 2014 - I'm writing about your thoughtful editorial: "States should determine own pot laws" (2-5-14). I'd like to add that the cannabis legalization issue is not whether cannabis is completely safe for everybody, including children and adolescents; it is not.

US IL: State Trumps City On Rules For Pot Sites

Chicago Sun-Times, 15 Feb 2014 - Ald. Burke Rips 'Arrogance' Of Proposal Marijuana sellers should be able to open a medical dispensary in the center of Chicago, state officials said in recently unveiled documents. Proposed rules by the state would allow up to 13 dispensaries to open all around the city to be sure patients throughout could easily fill their marijuana prescriptions.

US AZ: Column: Humble Opinions

Tucson Weekly, 13 Feb 2014 - Mr. Smith Is for Some of the Health Services Director's Suggestions, Not a Fan of Some of the Others I once wrote about an artist couple in Cascabel, which is a sprawling, loosely connected community on the other side of Redington Pass. Cascabel is about halfway between Benson and San Manuel, roughly 30 miles to either one.

US CT: Big Money Backs Marijuana, Group Claims

New Haven Register, 11 Feb 2014 - A national anti-marijuana organization announced Monday it would join forces with a state group, and warned legalization efforts are poised to create a public health crisis in the form of the "next Big Tobacco." Smart Approaches to Marijuana, founded in January 2013 by former U.S. Rep. Patrick J. Kennedy, D-R.I., and Kevin A.

US IL: Medical Marijuana A Pricey Startup

Chicago Tribune, 11 Feb 2014 - Proposed State Rules Put Cost to Open Shop at Close to $500,000 Illinois regulators have come out with proposed requirements for opening medical marijuana grow centers and dispensaries - and they come with a steep price tag that advocates say could be costly for consumers.

US AZ: PUB LTE: Hoa Should Learn Limits

Arizona Republic, 10 Feb 2014 - Regarding "HOA right to protect backyards" (Letters, Friday): I seriously doubt a person who needs medical marijuana to function is comparable to the pot-smoking addict who lived next door to the letter writer.

US CT: Column: Let's Talk About Marijuana and Hypocrisy in

New Haven Register, 10 Feb 2014 - I felt pretty good heading into Black History Month. I ended 2013 on a high note, had settled quite nicely into my new job as metro editor at the Register and with the help of newsroom staff, had put together a good group of stories that represented a crosssection of the black community.

US IL: Yorkville To Discuss Rules For Medical Marijuana

The Beacon-News, 07 Feb 2014 - YORKVILLE Marijuana is not on the verge of becoming one of Kendall County's cash crops. But the mere fact that it's now legal of medicinal use has officials here looking at how to handle a potential request for medical marijuana cultivation and dispensaries.
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  • Cannabis Growers and Cultivators Insurance
  • Medical Marijuana Dispensary Insurance
  • Insurance for Pot Doctors and Lawyers
  • Cannabis Legal Defense Coverage
  • Medical Marijuana General Liability
  • Medical Cannabis Property Insurance
  • Medical Cannabis Crop Insurance
  • Cannabis Special Events Coverage
  • Cannabis Vendor Liability
  • Medical Marijuana Manufacturers Insurance
  • Cannabis Organization D&O Coverage
  • Cannabis Delivery Insurance
  • Personal Cannabis Crop Insurance
  • Cannabis Collective Insurance
  • Medical Marijuana Raid Coverage

About Medical Marijuana Insurance

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US NM: OPED: Medical Pot Doesn't Lead To Impaired Driving

Albuquerque Journal, 12 Jan 2015 - Marijuana's Negative Effects 'Pale in Comparison' To Alcohol Abuse on Roads We're all concerned about reducing impaired driving, but "Road Warrior" columnist D'Val Westphal consulted only one biased and uninformed source on the topic of cannabis in her Dec. 29th column. Her sole source, Rep. Bill Rehm, R-Albuq., is a retired Bernalillo County sheriff's captain.

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