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Cannabis Crop and Cultivators Insurance

Medical marijuana crop insurance coverage for small, medium and enterprise-level cultivation operations, including greenhouses and nurseries:

  • General Liability Coverage
  • Workers Compensation
  • Buildings/Equipment/Crops
  • Transit/Delivery Coverage
  • Theft/Fire/Vandalism
  • Wind/Hail/Falling Objects
  • Other Standard Perils
  • Finished Stock/Marijuana
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Dispensary, Cooperative, Caregiver & Collective Insurance

MMD Insurance offers a range of insurance options for dispensaries, collectives, cooperatives and caregivers including:

  • General Liability Coverage
  • Property Insurance
  • Commercial Vehicle Coverage
  • Workers’ Compensation
  • Payroll Services
  • Financing Available.
  • Get A Quote Now »

Medical Marijuana Professional Liability Coverage

Protects the insured against claims made by clients for potential negligence or failing to adequately perform contracted professional services. Sometimes referred to as Professional Liability/Errors & Omissions or Professional Indemnity Insurance, this coverage is typically excluded from a general liability or business owners policy.

Provides protection for attorneys and legal professionals working specifically in the medical cannabis industry.

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Product Manufacturers and Cannabis Vendors

Cannabis product developers and commercial kitchens face challenges unique to the cannabis industry. From product liability to stock coverages, MMD Insurance understands the intricacies and details of running and insuring a cannabis business.

  • Equipment Breakdown
  • Stock Spoilage
  • Business Property
  • Finished Stock, Marijuana Theft and Fire
  • In-Transit/Cargo Coverage
  • Product Liability Coverage
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Commercial Auto and Marijuana Delivery

The transport and delivery of medical marijuana stock and related products poses challenges unique to the Cannabis Industry. Don't risk your inventory with inadequate auto coverage. MMD Insurance has designed commercial auto coverages specifically for medical cannabis businesses.

  • Limits $15/30 to $1 Million – CSL
  • In-Transit/Cargo
  • $100-$10,000 Product/Money
  • Hired and Non-Owned
  • Workers Compensation
  • Finished Stock/Marijuana
  • Employee Dishonesty
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State Raids and Legal Defense Insurance

Legal Defense Costs Reimbursement applies to arrest or charges brought against the insured by a Governmental Authority arising from the possession, transportation, cultivation or distribution of medical marijuana or marijuana derivatives and for which the insured pleads not guilty and believes they have a legal right to do so under state and local guidelines. The insurer becomes liable to pay incurred fees no sooner than 60 days after the earliest of the following:

  • Insured pleads "not guilty" to all charges
  • The charges are dismissed
  • Insured is found not guilty of all charges

The maximum limit to liability under the Governmental Action Reimbursement Endorsement is $5,000 per occurrence and $10,000 aggregate.

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Medical Marijuana Property and General Liability Insurance

MMD Insurance provides comprehensive insurance coverage options for business operating in the medical cannabis industry. Protect your investments with a business insurance program uniquely designed for your industry and your business needs.

  • Cannabis Workers' Compensation
  • Equipment Breakdown
  • Business Property
  • Loss of Income
  • Money and Securities
  • Employee Dishonesty
  • Glass Coverage
  • Tenant Improvements
  • Computer Equipment
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US MT: CSKT Says Medical Marijuana Illegal For Indians On Flathead Reservation

Missoulian, 13 May 2011 - PABLO - Medical marijuana providers on the Flathead Indian Reservation who sell to Indians can be charged with felony distribution of the drug, the Confederated Salish and Kootenai Tribes announced Wednesday. CSKT spokesman Rob McDonald said that, after consulting with elders from the Salish, Kootenai and Pend d'Oreille peoples, the Tribal Council opted to retain their policy that makes the possession or sale of marijuana a criminal offense.

US CT: Marijuana Decriminalization Bill In Jeopardy

Hartford Courant, 13 May 2011 - Senate Majority Leader Says There's Not Enough Support In That Body HARTFORD - The drive to decriminalize small amounts of marijuana appears to be coming up short in the legislature this year. Senate Majority Leader Martin Looney, D-New Haven, conceded Friday that a bill to soften the penalty for possession of a half-ounce of pot or less does not currently have enough support in the chamber.

US WA: PUB LTE: Merely A Potted Flower

Spokesman-Review, 13 May 2011 - James J. Flynn's letter to the editor (May 8) says, "Like most drugs marijuana can be therapeutic. But it can be toxic, addictive and even lethal if its dosage, frequency and duration are not controlled." Marijuana has been used by humans for thousands of years, and not one single death has been attributed to marijuana. In fact, there is no lethal dose of marijuana.

US WA: PUB LTE: Time To Move Past Misinformation

The Herald, 13 May 2011 - Misinformation about marijuana is still rampant in society. In a Thursday letter to The Herald, a writer claims marijuana is a gateway drug which causes more harm than good yet doesn't cite one example. The writer also claims that marijuana is detrimental to one's health. Easy to say but very untrue. Here are the facts derived from years of research that can be looked up online: Most people who use marijuana do not use harder drugs.

US ME: OPED: Legalizing Marijuana In Maine Would Force Federal

Portland Press Herald, 12 May 2011 - The state should act on its own to end this wasteful burden on police and the courts. I'm surprised at the editorial position of The Portland Press Herald on marijuana legislation ("Debate on marijuana belongs in federal arena," April 21). The fact of a present disconnect between state and federal laws involving marijuana isn't a basis for dismissing the importance of L.D. 1453.

US OR: PUB LTE: Pot Works Much Better

Albany Democrat-Herald, 12 May 2011 - Pardon me for questioning Mr. Jeff Limon's claims about "better alternatives" for nausea relief than marijuana (Letters, May 8). First off, the Zofran Mr. Limon touts must be taken by intravenous infusion. How did Limon manage this at home away from doctors and nurses? Most people can only use Zofran in a hospital, not at home or at work.

US CO: Local Medical Marijuana Sales To Cease On Sunday

Windsor Beacon, 12 May 2011 - The deadline to close the town's two medical marijuana selling operations has arrived. In Harmony Wellness Center and A New Dawn Wellness Clinic must cease selling marijuana on Sunday. "We'll check both businesses for compliance on Monday, and I fully expect they will comply," said Windsor Police Chief John Michaels.

US WA: LTE: Drug Causes More Harm Than Good

The Herald, 12 May 2011 - To say that marijuana is not a "gateway" drug for more powerful drug usage is absurd. History clearly reveals that absurdity. Alcohol too, was a doorway. Its flagrant use rationalized, in many people's minds, the approval of weed. Now, the proponents of marijuana consistently point to its medical benefits. Fine, but the medical benefits of cannabis, in the majority of cases, does not require smoke inhalation. It can be taken orally in pill form by all ages who receive a doctor's prescription.

US ME: Lawmakers Vote Down Marijuana Legalization But Ease Access to Medical Pot

Bangor Daily News, 11 May 2011 - In a rare show of cooperation during a generally divisive legislative session, lawmakers on the Health and Human Services Committee on Tuesday unanimously endorsed a proposal to expand access to marijuana under the state's medical marijuana program. A second bill that seeks to legalize and tax marijuana in Maine was voted down in a divided decision by the Criminal Justice Committee, but the issue promises to resurface in the future.

US MI: Medical Marijuana Moratorium Extended for Six Months

Manchester Enterprise, 11 May 2011 - MEDICAL MARIJUANA MORATORIUM EXTENDED FOR SIX MONTHS Another moratorium has been placed on medical marijuana dispensaries in Manchester Township. The Board of Trustees voted unanimously Tuesday to extend the moratorium another six months while an ordinance is properly drafted.
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  • Cannabis Growers and Cultivators Insurance
  • Medical Marijuana Dispensary Insurance
  • Insurance for Pot Doctors and Lawyers
  • Cannabis Legal Defense Coverage
  • Medical Marijuana General Liability
  • Medical Cannabis Property Insurance
  • Medical Cannabis Crop Insurance
  • Cannabis Special Events Coverage
  • Cannabis Vendor Liability
  • Medical Marijuana Manufacturers Insurance
  • Cannabis Organization D&O Coverage
  • Cannabis Delivery Insurance
  • Personal Cannabis Crop Insurance
  • Cannabis Collective Insurance
  • Medical Marijuana Raid Coverage

About Medical Marijuana Insurance

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US WA: LTE: It Makes Patients Guilty of DUI

The Herald, 26 Mar 2012 - IT MAKES PATIENTS GUILTY OF DUI What you are seeing with Initiative 502 is an attempt to end medical marijuana in Washington. I have been running Green Hope Patient Network in Shoreline for over two years. We still don't have safe access points for patients to get their medicine. Yes, there are some places in King County, but even they are holding their breath.

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