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Cannabis Crop and Cultivators Insurance

Medical marijuana crop insurance coverage for small, medium and enterprise-level cultivation operations, including greenhouses and nurseries:

  • General Liability Coverage
  • Workers Compensation
  • Buildings/Equipment/Crops
  • Transit/Delivery Coverage
  • Theft/Fire/Vandalism
  • Wind/Hail/Falling Objects
  • Other Standard Perils
  • Finished Stock/Marijuana
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Dispensary, Cooperative, Caregiver & Collective Insurance

MMD Insurance offers a range of insurance options for dispensaries, collectives, cooperatives and caregivers including:

  • General Liability Coverage
  • Property Insurance
  • Commercial Vehicle Coverage
  • Workers’ Compensation
  • Payroll Services
  • Financing Available.
  • Get A Quote Now »

Medical Marijuana Professional Liability Coverage

Protects the insured against claims made by clients for potential negligence or failing to adequately perform contracted professional services. Sometimes referred to as Professional Liability/Errors & Omissions or Professional Indemnity Insurance, this coverage is typically excluded from a general liability or business owners policy.

Provides protection for attorneys and legal professionals working specifically in the medical cannabis industry.

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Product Manufacturers and Cannabis Vendors

Cannabis product developers and commercial kitchens face challenges unique to the cannabis industry. From product liability to stock coverages, MMD Insurance understands the intricacies and details of running and insuring a cannabis business.

  • Equipment Breakdown
  • Stock Spoilage
  • Business Property
  • Finished Stock, Marijuana Theft and Fire
  • In-Transit/Cargo Coverage
  • Product Liability Coverage
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Commercial Auto and Marijuana Delivery

The transport and delivery of medical marijuana stock and related products poses challenges unique to the Cannabis Industry. Don't risk your inventory with inadequate auto coverage. MMD Insurance has designed commercial auto coverages specifically for medical cannabis businesses.

  • Limits $15/30 to $1 Million – CSL
  • In-Transit/Cargo
  • $100-$10,000 Product/Money
  • Hired and Non-Owned
  • Workers Compensation
  • Finished Stock/Marijuana
  • Employee Dishonesty
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State Raids and Legal Defense Insurance

Legal Defense Costs Reimbursement applies to arrest or charges brought against the insured by a Governmental Authority arising from the possession, transportation, cultivation or distribution of medical marijuana or marijuana derivatives and for which the insured pleads not guilty and believes they have a legal right to do so under state and local guidelines. The insurer becomes liable to pay incurred fees no sooner than 60 days after the earliest of the following:

  • Insured pleads "not guilty" to all charges
  • The charges are dismissed
  • Insured is found not guilty of all charges

The maximum limit to liability under the Governmental Action Reimbursement Endorsement is $5,000 per occurrence and $10,000 aggregate.

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Medical Marijuana Property and General Liability Insurance

MMD Insurance provides comprehensive insurance coverage options for business operating in the medical cannabis industry. Protect your investments with a business insurance program uniquely designed for your industry and your business needs.

  • Cannabis Workers' Compensation
  • Equipment Breakdown
  • Business Property
  • Loss of Income
  • Money and Securities
  • Employee Dishonesty
  • Glass Coverage
  • Tenant Improvements
  • Computer Equipment
  • Get A Quote Now »

US IL: Editorial: Therapeutic Pot

Chicago Tribune, 02 May 2011 - The Illinois legislature is close to legalizing medical marijuana. Before you scream in protest, or launch into a Cheech and Chong joke, give this some consideration. Illinois could pass a model law for the rest of the country. The Compassionate Use of Medical Cannabis act, sponsored by Rep. Lou Lang (D-Skokie), could pass the House this week, thanks in large part to a change in position by House Republican leader Tom Cross (R-Oswego). The timing may finally be right.

US WA: Governor's Veto Deals Blow To Local Medical Marijuana

Federal Way Mirror, 02 May 2011 - After pressure from both the federal and state level, Gov. Chris Gregoire vetoed most of Senate Bill 5073, the bill passed by lawmakers that would have allowed for medical marijuana dispensaries in Washington. While dispensaries have cropped up throughout the state, and so far skirted the issue of their legality, Friday's announcement from Olympia means patients and caregivers must find other means to connect.

US RI: Neronha Says 'Compassion Centers' Violate Federal Law

The Providence Journal, 02 May 2011 - PROVIDENCE - U.S. Attorney Peter F. Neronha said Sunday that he hopes that Rhode Island's three state-approved medical-marijuana dispensaries don't open and that if they do, "I might have to take some action" against them in court to prevent cultivation and distribution of the cannabis. "I don't think it would be a wise move" for them to start cultivating large amounts of marijuana, or selling it, Neronha said in a telephone interview. Asked if he was going to stage raids on the dispensaries if they opened their doors, Neronha said, "I can't answer that.

US NM: Edu: Prof. Recounts Cannabis History

Daily Lobo, 02 May 2011 - Where does cannabis come from? Assistant professor Chris Duvall discussed on Friday the origins of cannabis sativa, or marijuana, during the Student Organization for Latin American Studies' final Brown Bag Lecture Series.

US CO: Colorado Pot Bill Gets Workover After Fed Warning

Summit Daily News, 02 May 2011 - DENVER - Colorado lawmakers are reducing the permitted size of medical marijuana growing operations following a federal warning that it's still a violation of federal to grow and possess marijuana. The Senate Judiciary Committee approved a bill Monday that changes rules for how the drug can be grown and sold. Changes included the number of plants that can be grown and cutting back on laws banning industry employees from having felony records.

US IL: Medical Marijuana Legalization Getting New Life at Statehouse

State Journal-Register, 01 May 2011 - Illinois House Republican leader Tom Cross' change of heart could mean a change in the prospects for medical marijuana in Illinois. Cross, R-Oswego, had opposed the legislation in the past, but changed his mind after hearing from constituents and members of the medical community, spokeswoman Sara Wojcicki said.

US OR: 2011 Legislature May Destroy the Oregon Medical Marijuana Act

Alternatives, 01 May 2011 - 2011 LEGISLATURE MAY DESTROY THE OREGON MEDICAL MARIJUANA ACT After voters passed the Oregon Medical Marijuana Act (OMMA) in 1998, our Department of Human Services (DHS) established the Oregon Medical Marijuana Program to register patients to use medical marijuana. Stormy Ray and I were chief petitioners for the OMMA. I helped write it, filed it, and was spokesperson for Oregonians for Medical Rights, the PAC that sponsored the OMMA.

US OR: Oregon Sheriffs Worry About Medical Marijuana Mixed

Seattle Times, 30 Apr 2011 - A Case Before the Oregon Supreme Court Will Determine Whether Medical-Marijuana Users Are Entitled to the Same Gun-Carrying Privileges As Everyone Else. MEDFORD, Ore. - Cynthia Townsley Willis, a retired school-bus driver and grandmother of four, carries a spray bottle of marijuana-infused skin oil in her purse to treat her frequent, painful muscle spasms.

US HI: Medical Marijuana Bill Dies at the Legislature

Honolulu Star-Advertiser, 30 Apr 2011 - A proposal establishing a medical marijuana pilot project appears dead this year. Lawmakers decided to defer the proposal in Senate Bill 1458, calling on advocates to further study the issues and come up with recommendations for next year.

US HI: Editorial: Fear of Medical Pot Abuse Deserves Full Public Vetting

Honolulu Star-Advertiser, 30 Apr 2011 - Defenders of Hawaii's medical marijuana law were startled this week by a late effort to sharply limit uses of marijuana to reduce severe pain. The proposal carries an assumption that either doctors or patients are being less than candid about whether the pain actually exists. This may be. But the onus should be on Sen. Josh Green, who proposed the last-minute change, to provide evidence of such shenanigans before such changes become law.
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  • Cannabis Growers and Cultivators Insurance
  • Medical Marijuana Dispensary Insurance
  • Insurance for Pot Doctors and Lawyers
  • Cannabis Legal Defense Coverage
  • Medical Marijuana General Liability
  • Medical Cannabis Property Insurance
  • Medical Cannabis Crop Insurance
  • Cannabis Special Events Coverage
  • Cannabis Vendor Liability
  • Medical Marijuana Manufacturers Insurance
  • Cannabis Organization D&O Coverage
  • Cannabis Delivery Insurance
  • Personal Cannabis Crop Insurance
  • Cannabis Collective Insurance
  • Medical Marijuana Raid Coverage

About Medical Marijuana Insurance

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US WA: LTE: It Makes Patients Guilty of DUI

The Herald, 26 Mar 2012 - IT MAKES PATIENTS GUILTY OF DUI What you are seeing with Initiative 502 is an attempt to end medical marijuana in Washington. I have been running Green Hope Patient Network in Shoreline for over two years. We still don't have safe access points for patients to get their medicine. Yes, there are some places in King County, but even they are holding their breath.

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Riverside, CA
Phone: 951-252-4052

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