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Cannabis Crop and Cultivators Insurance

Medical marijuana crop insurance coverage for small, medium and enterprise-level cultivation operations, including greenhouses and nurseries:

  • General Liability Coverage
  • Workers Compensation
  • Buildings/Equipment/Crops
  • Transit/Delivery Coverage
  • Theft/Fire/Vandalism
  • Wind/Hail/Falling Objects
  • Other Standard Perils
  • Finished Stock/Marijuana
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Dispensary, Cooperative, Caregiver & Collective Insurance

MMD Insurance offers a range of insurance options for dispensaries, collectives, cooperatives and caregivers including:

  • General Liability Coverage
  • Property Insurance
  • Commercial Vehicle Coverage
  • Workers’ Compensation
  • Payroll Services
  • Financing Available.
  • Get A Quote Now »

Medical Marijuana Professional Liability Coverage

Protects the insured against claims made by clients for potential negligence or failing to adequately perform contracted professional services. Sometimes referred to as Professional Liability/Errors & Omissions or Professional Indemnity Insurance, this coverage is typically excluded from a general liability or business owners policy.

Provides protection for attorneys and legal professionals working specifically in the medical cannabis industry.

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Product Manufacturers and Cannabis Vendors

Cannabis product developers and commercial kitchens face challenges unique to the cannabis industry. From product liability to stock coverages, MMD Insurance understands the intricacies and details of running and insuring a cannabis business.

  • Equipment Breakdown
  • Stock Spoilage
  • Business Property
  • Finished Stock, Marijuana Theft and Fire
  • In-Transit/Cargo Coverage
  • Product Liability Coverage
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Commercial Auto and Marijuana Delivery

The transport and delivery of medical marijuana stock and related products poses challenges unique to the Cannabis Industry. Don't risk your inventory with inadequate auto coverage. MMD Insurance has designed commercial auto coverages specifically for medical cannabis businesses.

  • Limits $15/30 to $1 Million – CSL
  • In-Transit/Cargo
  • $100-$10,000 Product/Money
  • Hired and Non-Owned
  • Workers Compensation
  • Finished Stock/Marijuana
  • Employee Dishonesty
  • Get A Quote Now »

State Raids and Legal Defense Insurance

Legal Defense Costs Reimbursement applies to arrest or charges brought against the insured by a Governmental Authority arising from the possession, transportation, cultivation or distribution of medical marijuana or marijuana derivatives and for which the insured pleads not guilty and believes they have a legal right to do so under state and local guidelines. The insurer becomes liable to pay incurred fees no sooner than 60 days after the earliest of the following:

  • Insured pleads "not guilty" to all charges
  • The charges are dismissed
  • Insured is found not guilty of all charges

The maximum limit to liability under the Governmental Action Reimbursement Endorsement is $5,000 per occurrence and $10,000 aggregate.

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Medical Marijuana Property and General Liability Insurance

MMD Insurance provides comprehensive insurance coverage options for business operating in the medical cannabis industry. Protect your investments with a business insurance program uniquely designed for your industry and your business needs.

  • Cannabis Workers' Compensation
  • Equipment Breakdown
  • Business Property
  • Loss of Income
  • Money and Securities
  • Employee Dishonesty
  • Glass Coverage
  • Tenant Improvements
  • Computer Equipment
  • Get A Quote Now »

US CA: Tehama Bars Medical Pot Dispensaries Permanent Ban

Record Searchlight, 30 Jun 2011 - RED BLUFF - Those looking to get medical marijuana from a dispensary in Tehama County will have to look elsewhere. Some 18 months after it held its first study session on the issue, the Board of Supervisors voted unanimously this week to ban the shops in the unincorporated area of the county.

US CT: Column: Dump The 'Drug War'

The News-Times, 30 Jun 2011 - When David Simon, creator of HBO's late dramatic crime series "The Wire," heard through news media that Atty. Gen. Eric Holder wanted to see the series return for a sixth season, he offered the nation's top prosecutor a deal.

US MT: Marijuana

Missoula Independent, 30 Jun 2011 - Black Market Economics Cannabis advocates are warning that the millions of dollars generated by Montana's legal medical marijuana industry will flood the black market if a law that aims to sap the businesses' profits is allowed to take effect.

US CA: Column: Clash In The County

Sacramento News & Review, 30 Jun 2011 - Local Patients Say Sacramento County's Proposed Ordinance Would Shut Down Almost All Medical-Cannabis Dispensaries in the Region No One Really Knows What Will Happen Next.

US CA: Editorial: Don't Back Down On Pot Growing

Chico Enterprise-Record, 29 Jun 2011 - Our view: A special election would be an expensive but necessary way to prove county supervisors made a wise decision on marijuana growing. Democracy can be messy sometimes.

US DC: Web: OPED: Let The States Decide Their Own Marijuana

The Hill, 28 Jun 2011 - Lawmakers for the first time have introduced legislation in Congress to end the federal criminalization of the personal use of marijuana. The bipartisan measure -- H.R. 2306, the 'Ending Federal Marijuana Prohibition Act of 2011' and sponsored by Massachusetts Democrat Barney Frank and Texas Republican Ron Paul along with Reps.

US MT: LTE: Court Should Reject Medical Marijuana Lawsuit

Havre Daily News, 27 Jun 2011 - Editor: The lawsuit against Senate Bill 423 is an insult to the intelligence of thousands of Montanans. This lawsuit goes against the separation of powers as stated in and by the Montana Constitution, our Montana legislators, the Supreme Court, the Food and Drug Administration, federal law and the U.S. Congress.

US MT: LTE: Plain And Simple: Medical Marijuana Law Illegal

Montana Standard, 27 Jun 2011 - The lawsuit against SB423 is an insult to the intelligence of thousands of Montanans. This lawsuit goes against the separation of powers as stated in the Montana Constitution, our Montana Legislators, the Supreme Court, the FDA, the Federal Law and the Congress.

US WA: EDU: New Bill Would Remove Federal Marijuana Regulation

The Daily Evergreen, 27 Jun 2011 - The Proposed Bill Would Leave the Regulation of Marijuana to State Governments. HR 2306, the bipartisan bill known as Ending the Federal Marijuana Prohibition Act of 2011, was introduced into Congress on June 23 by D-Rep. Barney Frank with the support of R-Rep. Ron Paul.

US WA: PUB LTE: Response To 'Not-So-Thoughtful Letter'

Seattle Times, 27 Jun 2011 - I'm writing about the not-so-thoughtful letter from Theresa Froehlich, "Marijuana more harmful than cigarettes" [Northwest Voices, June 24]. Marijuana contains no nicotine, the main heart-disease causing and cancer-spreading ingredient of tobacco. Our annual tobacco-versus-marijuana kill ratio is about 430,000-to-zero.
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Get An Insurance Quote

  • Cannabis Growers and Cultivators Insurance
  • Medical Marijuana Dispensary Insurance
  • Insurance for Pot Doctors and Lawyers
  • Cannabis Legal Defense Coverage
  • Medical Marijuana General Liability
  • Medical Cannabis Property Insurance
  • Medical Cannabis Crop Insurance
  • Cannabis Special Events Coverage
  • Cannabis Vendor Liability
  • Medical Marijuana Manufacturers Insurance
  • Cannabis Organization D&O Coverage
  • Cannabis Delivery Insurance
  • Personal Cannabis Crop Insurance
  • Cannabis Collective Insurance
  • Medical Marijuana Raid Coverage

About Medical Marijuana Insurance

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US NM: OPED: Medical Pot Doesn't Lead To Impaired Driving

Albuquerque Journal, 12 Jan 2015 - Marijuana's Negative Effects 'Pale in Comparison' To Alcohol Abuse on Roads We're all concerned about reducing impaired driving, but "Road Warrior" columnist D'Val Westphal consulted only one biased and uninformed source on the topic of cannabis in her Dec. 29th column. Her sole source, Rep. Bill Rehm, R-Albuq., is a retired Bernalillo County sheriff's captain.

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