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Cannabis Crop and Cultivators Insurance

Medical marijuana crop insurance coverage for small, medium and enterprise-level cultivation operations, including greenhouses and nurseries:

  • General Liability Coverage
  • Workers Compensation
  • Buildings/Equipment/Crops
  • Transit/Delivery Coverage
  • Theft/Fire/Vandalism
  • Wind/Hail/Falling Objects
  • Other Standard Perils
  • Finished Stock/Marijuana
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Dispensary, Cooperative, Caregiver & Collective Insurance

MMD Insurance offers a range of insurance options for dispensaries, collectives, cooperatives and caregivers including:

  • General Liability Coverage
  • Property Insurance
  • Commercial Vehicle Coverage
  • Workers’ Compensation
  • Payroll Services
  • Financing Available.
  • Get A Quote Now »

Medical Marijuana Professional Liability Coverage

Protects the insured against claims made by clients for potential negligence or failing to adequately perform contracted professional services. Sometimes referred to as Professional Liability/Errors & Omissions or Professional Indemnity Insurance, this coverage is typically excluded from a general liability or business owners policy.

Provides protection for attorneys and legal professionals working specifically in the medical cannabis industry.

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Product Manufacturers and Cannabis Vendors

Cannabis product developers and commercial kitchens face challenges unique to the cannabis industry. From product liability to stock coverages, MMD Insurance understands the intricacies and details of running and insuring a cannabis business.

  • Equipment Breakdown
  • Stock Spoilage
  • Business Property
  • Finished Stock, Marijuana Theft and Fire
  • In-Transit/Cargo Coverage
  • Product Liability Coverage
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Commercial Auto and Marijuana Delivery

The transport and delivery of medical marijuana stock and related products poses challenges unique to the Cannabis Industry. Don't risk your inventory with inadequate auto coverage. MMD Insurance has designed commercial auto coverages specifically for medical cannabis businesses.

  • Limits $15/30 to $1 Million – CSL
  • In-Transit/Cargo
  • $100-$10,000 Product/Money
  • Hired and Non-Owned
  • Workers Compensation
  • Finished Stock/Marijuana
  • Employee Dishonesty
  • Get A Quote Now »

State Raids and Legal Defense Insurance

Legal Defense Costs Reimbursement applies to arrest or charges brought against the insured by a Governmental Authority arising from the possession, transportation, cultivation or distribution of medical marijuana or marijuana derivatives and for which the insured pleads not guilty and believes they have a legal right to do so under state and local guidelines. The insurer becomes liable to pay incurred fees no sooner than 60 days after the earliest of the following:

  • Insured pleads "not guilty" to all charges
  • The charges are dismissed
  • Insured is found not guilty of all charges

The maximum limit to liability under the Governmental Action Reimbursement Endorsement is $5,000 per occurrence and $10,000 aggregate.

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Medical Marijuana Property and General Liability Insurance

MMD Insurance provides comprehensive insurance coverage options for business operating in the medical cannabis industry. Protect your investments with a business insurance program uniquely designed for your industry and your business needs.

  • Cannabis Workers' Compensation
  • Equipment Breakdown
  • Business Property
  • Loss of Income
  • Money and Securities
  • Employee Dishonesty
  • Glass Coverage
  • Tenant Improvements
  • Computer Equipment
  • Get A Quote Now »

US RI: State Troopers Get Drug Overdose Antidote

Johnston Sun Rise, 02 May 2014 - The Rhode Island Disaster Medical Assistance Team, or DMAT, conducted recent training and has ordered 300 doses of Narcan for the state police. With the death toll from Rhode Island's ongoing drug overdose epidemic continuing to rise, the State Police on Friday announced the full deployment of Narcan to state troopers.

US RI: State Troopers Get Drug Overdose Antidote

Warwick Beacon, 02 May 2014 - The Rhode Island Disaster Medical Assistance Team, or DMAT, conducted recent training and has ordered 300 doses of Narcan for the state police. With the death toll from Rhode Island's ongoing drug overdose epidemic continuing to rise, the State Police on Friday announced the full deployment of Narcan to state troopers.

US VT: Man Shares Intimate Struggle With Addiction

Rutland Herald, 28 Apr 2014 - Editor's note: This is the first in an occasional series of stories of one person's battle against heroin addiction. At 27 years old, Colin MacNeil is starting his life over - again.

US VT: PUB LTE: Listen To Those Who Know PTSD

Times Argus, 26 Apr 2014 - I share Joe Hanson's concerns regarding Keith Flynn's influence over the House Human Services Committee's consideration of medical marijuana for PTSD (Letters April 24: "What is the real agenda?"). "A lack of testimony" was cited as a reason to drop PTSD ("Lawmakers balk at medical marijuana for PTSD," April 12) Why was there no testimony?

US MT: PUB LTE: Marijuana Helps Those With Chronic Pain

The Billings Gazette, 26 Apr 2014 - In response to Steve Zabawa's effort to make any possession of marijuana illegal, I suggest that he try living with the chronic pain that many users have to deal with. True, when the law was first enacted, people abused it, but that will happen with almost everything due to the current society we live in.

US VT: PUB LTE: What Is The Real Agenda?

Times Argus, 24 Apr 2014 - I'm writing a letter in response to the article "Lawmakers balk at medical marijuana for PTSD." It is astounding to me that the committee which was set to vote in favor of adding PTSD to the medical marijuana laws 7-4 until one man, Keith Flynn, stepped in to personally deny our most vulnerable and brave citizens a medication which is easily attainable in other states th

US VT: Bill Would Study Revenue From Legal Marijuana

Times Argus, 24 Apr 2014 - MONTPELIER - The Vermont House advanced a marijuana dispensary bill Wednesday that includes a study on the revenue effects of legalizing the drug. The House version, passed on a voice vote, stripped the expansion to six dispensaries that was passed in the Senate. The House would keep the number at the current four.

US VT: Some Challenge Tougher Drugged Driving Law

Times Argus, 23 Apr 2014 - MONTPELIER - A Senate panel is looking to wrap up work on a drugged driving bill this week, but questions remain on how the changes it would make in state law would affect Vermonters.

US RI: Edu: Judiciary Committee Examines Marijuana Legalization

The Brown Daily Herald, 22 Apr 2014 - Legalization Bill Would Allocate Millions In Tax Revenue To Narcotic Abuse Prevention The House Judiciary Committee last week heard testimony on several bills proposing to legalize marijuana in Rhode Island and to improve current regulations on the sale and distribution of medical marijuana.

US MT: Proposed Initiative Seeks To Ban All Marijuana

Eastbourne Herald, 19 Apr 2014 - HELENA, Mont. (AP) - A Billings car-dealership owner has proposed a ballot measure that would completely ban the use and possession of marijuana in Montana, even for medical uses.
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  • Cannabis Growers and Cultivators Insurance
  • Medical Marijuana Dispensary Insurance
  • Insurance for Pot Doctors and Lawyers
  • Cannabis Legal Defense Coverage
  • Medical Marijuana General Liability
  • Medical Cannabis Property Insurance
  • Medical Cannabis Crop Insurance
  • Cannabis Special Events Coverage
  • Cannabis Vendor Liability
  • Medical Marijuana Manufacturers Insurance
  • Cannabis Organization D&O Coverage
  • Cannabis Delivery Insurance
  • Personal Cannabis Crop Insurance
  • Cannabis Collective Insurance
  • Medical Marijuana Raid Coverage

About Medical Marijuana Insurance

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US NM: OPED: Medical Pot Doesn't Lead To Impaired Driving

Albuquerque Journal, 12 Jan 2015 - Marijuana's Negative Effects 'Pale in Comparison' To Alcohol Abuse on Roads We're all concerned about reducing impaired driving, but "Road Warrior" columnist D'Val Westphal consulted only one biased and uninformed source on the topic of cannabis in her Dec. 29th column. Her sole source, Rep. Bill Rehm, R-Albuq., is a retired Bernalillo County sheriff's captain.

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