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Cannabis Crop and Cultivators Insurance

Medical marijuana crop insurance coverage for small, medium and enterprise-level cultivation operations, including greenhouses and nurseries:

  • General Liability Coverage
  • Workers Compensation
  • Buildings/Equipment/Crops
  • Transit/Delivery Coverage
  • Theft/Fire/Vandalism
  • Wind/Hail/Falling Objects
  • Other Standard Perils
  • Finished Stock/Marijuana
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Dispensary, Cooperative, Caregiver & Collective Insurance

MMD Insurance offers a range of insurance options for dispensaries, collectives, cooperatives and caregivers including:

  • General Liability Coverage
  • Property Insurance
  • Commercial Vehicle Coverage
  • Workers’ Compensation
  • Payroll Services
  • Financing Available.
  • Get A Quote Now »

Medical Marijuana Professional Liability Coverage

Protects the insured against claims made by clients for potential negligence or failing to adequately perform contracted professional services. Sometimes referred to as Professional Liability/Errors & Omissions or Professional Indemnity Insurance, this coverage is typically excluded from a general liability or business owners policy.

Provides protection for attorneys and legal professionals working specifically in the medical cannabis industry.

  • Get A Quote Now »

Product Manufacturers and Cannabis Vendors

Cannabis product developers and commercial kitchens face challenges unique to the cannabis industry. From product liability to stock coverages, MMD Insurance understands the intricacies and details of running and insuring a cannabis business.

  • Equipment Breakdown
  • Stock Spoilage
  • Business Property
  • Finished Stock, Marijuana Theft and Fire
  • In-Transit/Cargo Coverage
  • Product Liability Coverage
  • Get A Quote Now »

Commercial Auto and Marijuana Delivery

The transport and delivery of medical marijuana stock and related products poses challenges unique to the Cannabis Industry. Don't risk your inventory with inadequate auto coverage. MMD Insurance has designed commercial auto coverages specifically for medical cannabis businesses.

  • Limits $15/30 to $1 Million – CSL
  • In-Transit/Cargo
  • $100-$10,000 Product/Money
  • Hired and Non-Owned
  • Workers Compensation
  • Finished Stock/Marijuana
  • Employee Dishonesty
  • Get A Quote Now »

State Raids and Legal Defense Insurance

Legal Defense Costs Reimbursement applies to arrest or charges brought against the insured by a Governmental Authority arising from the possession, transportation, cultivation or distribution of medical marijuana or marijuana derivatives and for which the insured pleads not guilty and believes they have a legal right to do so under state and local guidelines. The insurer becomes liable to pay incurred fees no sooner than 60 days after the earliest of the following:

  • Insured pleads "not guilty" to all charges
  • The charges are dismissed
  • Insured is found not guilty of all charges

The maximum limit to liability under the Governmental Action Reimbursement Endorsement is $5,000 per occurrence and $10,000 aggregate.

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Medical Marijuana Property and General Liability Insurance

MMD Insurance provides comprehensive insurance coverage options for business operating in the medical cannabis industry. Protect your investments with a business insurance program uniquely designed for your industry and your business needs.

  • Cannabis Workers' Compensation
  • Equipment Breakdown
  • Business Property
  • Loss of Income
  • Money and Securities
  • Employee Dishonesty
  • Glass Coverage
  • Tenant Improvements
  • Computer Equipment
  • Get A Quote Now »

US IL: Parents Fight For Kids' Medical Pot

Chicago Tribune, 25 Feb 2014 - They Tout Effective Epilepsy Treatment; Some Experts Wary Nicole Gross was so desperate to find relief for her son's near-constant, debilitating seizures that she moved him from Naperville to Colorado so he could receive medical marijuana.

US CA: IRS Takes on Marijuana Dispensaries With Tax Code Aimed

Washington Post, 24 Feb 2014 - Sacramento - The Canna Care dispensary, an evangelical medical marijuana provider renowned for doling out buds with Bibles, is waging a public fight with the Internal Revenue Service over an $873,167 tax penalty sought under a tax code aimed at drug traffickers. On Tuesday, the U.S.

US CT: PUB LTE: Pot Prohibition A Law That Should End

New Haven Register, 24 Feb 2014 - Prohibitionist government and politicians orchestrated cannabis (marijuana) prohibition and citizens don't care how it ends (Editorial: States Should Determine Own Pot Laws, Feb. 5, 2014), as long as it is immediately. It's one of America's worst policy failures in history.

US CT: Drug Deaths Hit 10-Year High

The News-Times, 22 Feb 2014 - Drug-related deaths in Connecticut hit their highest point in nearly 10 years last year, according to statistics from the state Office of the Chief Medical Examiner. It's a development that is not surprising to law enforcement and treatment providers throughout the state.

US AZ: Editorial: Marijuana Laws Are Hazy At Best

Daily Courier, 21 Feb 2014 - It is ironic in two ways that marijuana continues to make headlines. Arizona has been working for some time now to fully implement the voter-approved medical marijuana law. First, we must remember this is not Colorado - where recreational use of the drug has been approved, in addition to medical marijuana laws already on the books there.

US CA: More County-Pot Shop Battles Expected

The Bakersfield Californian, 21 Feb 2014 - A judge's decision to strike down Kern County's medical marijuana dispensary law may generate more litigation than it settled. Now that voter-approved Measure G has been invalidated, county officials are likely to start trying to shut down the handful of collectives and cooperatives operating in unincorporated Kern.

US CT: Column: Discuss Legalization On Its Merits

The Middletown Press, 21 Feb 2014 - A new conventional wisdom is on the rise: Drug prohibition, or "the war on drugs," is a costly flop. It not only failed to cut drug use and associated social ills significantly but has also imposed additional social costs - or "catastrophic harm," as my colleague Radley Balko put it - far exceeding the benefits.

US IL: Editorial: Medical Marijuana Dispensaries Closer To Pharmacies

Chicago Sun-Times, 21 Feb 2014 - When the Illinois Legislature is of two minds on a hot topic, the result is often a law that has not been thought through. Chicago Ald.

US AZ: Column: Slow Growth Tucson

Tucson Weekly, 20 Feb 2014 - Tucson's Economy Is Suffering Because the City Has Capped Commercial Marijuana Farms In 2003, a factory owned by doorknob manufacturer Weiser Lock closed in Tucson. The company, which employed more than 1,000 people here in its 1990s heyday, was sending its last 150 factory jobs to California, because it just wasn't viable to keep them here anymore.

US CT: LTE: Medical Marijuana Only Benefits Addicts

New Haven Register, 20 Feb 2014 - Am I the only person who sees that this marijuana factory is just a means to let addicts legally use drugs? What's next, heroin-on-demand? You can't tell me that the average non-addict person who has terrible pain from cancer or another illness would ask for marijuana for pain instead of taking a strong pain pill prescribed by their doctor.
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Get An Insurance Quote

  • Cannabis Growers and Cultivators Insurance
  • Medical Marijuana Dispensary Insurance
  • Insurance for Pot Doctors and Lawyers
  • Cannabis Legal Defense Coverage
  • Medical Marijuana General Liability
  • Medical Cannabis Property Insurance
  • Medical Cannabis Crop Insurance
  • Cannabis Special Events Coverage
  • Cannabis Vendor Liability
  • Medical Marijuana Manufacturers Insurance
  • Cannabis Organization D&O Coverage
  • Cannabis Delivery Insurance
  • Personal Cannabis Crop Insurance
  • Cannabis Collective Insurance
  • Medical Marijuana Raid Coverage

About Medical Marijuana Insurance

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US NM: OPED: Medical Pot Doesn't Lead To Impaired Driving

Albuquerque Journal, 12 Jan 2015 - Marijuana's Negative Effects 'Pale in Comparison' To Alcohol Abuse on Roads We're all concerned about reducing impaired driving, but "Road Warrior" columnist D'Val Westphal consulted only one biased and uninformed source on the topic of cannabis in her Dec. 29th column. Her sole source, Rep. Bill Rehm, R-Albuq., is a retired Bernalillo County sheriff's captain.

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